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If your breathing and soiemmtes even if your not they will send you a credit card. Credit cards are terrible. Sure you can buy stuff you can NOT afford and then HOPE you will find money to pay it back! But you won't and they know it so they get rich and you get a slave collar. Just ask uncle sam how his credit problems are working for the USA. MY favorite part is the magic of building credit by spending yuor way into perpetual debt, LOL!